Interesting Fleet Stuff

As the owners of an Insurance Broker we are constantly trying to find ways of keeping insurance premium prices down, which in the current economic climate can be difficult, with this in mind we recently attended an exhibition at Earls Court. The theme for this exhibition was various 'green' or 'Eco Friendly' aspects on the vehicle market place, everything from frugal diesel's to innovative hybrids. The exhibition was poorly attended but we found some very interesting stands that covered the areas of fleet operators, commercial vehicle and truck owners.
One stand we found very interesting was exhibiting a 'black box' for vehicles. The box was installed in the vehicles and could provide information that, should it be involved in an accident, was admissible in court.
The gentleman on the stand told us of a case where a truck driver had been in a collision with a car. Subsequently the owner of the car claimed for whiplash himself and all the passengers. The driver recalled fewer passengers in the car than what was on the insurance claim. The driver of the truck considered the collision to be only a minor bump and was concerned that the car driver and passenger where making such a claim.
The black box was used in court and able to prove that the velocity with which the truck hit the car was not sufficient to have caused the injuries being claimed. The result of the court case subsequently saved the insurance company a lot of money.
Whether this story is true or not the concept made good sense to us. If the operators of fleet insurance policies can do anything to combat the crime of insurance fraud then it must be all to the good of everyone. You might think that this is not important as most companies have plenty of money but if they can save money by not having to pay out on fraudulent insurance claims then the cost of policies is reduced for us all.
We found these conversations at the exhibition very interesting and made the visit worth our while. We also found a few other stands that proved to be interesting but we will write about those in further articles. It was interesting for us to see that new ideas are being introduced to help us to keep the costs down on both fleet insurance and commercial vehicle insurance and claims to a minimum.
Coversure are one of the UK's leading Fleet Insurance providers and offer high competitive Fleet Insurance policies.
http://EzineArticles.com/6490909