Interesting Fleet Stuff

As the owners of an Insurance Broker we are constantly trying to find ways of keeping insurance premium prices down, which in the current economic climate can be difficult, with this in mind we recently attended an exhibition at Earls Court. The theme for this exhibition was various 'green' or 'Eco Friendly' aspects on the vehicle market place, everything from frugal diesel's to innovative hybrids. The exhibition was poorly attended but we found some very interesting stands that covered the areas of fleet operators, commercial vehicle and truck owners.
One stand we found very interesting was exhibiting a 'black box' for vehicles. The box was installed in the vehicles and could provide information that, should it be involved in an accident, was admissible in court.
The gentleman on the stand told us of a case where a truck driver had been in a collision with a car. Subsequently the owner of the car claimed for whiplash himself and all the passengers. The driver recalled fewer passengers in the car than what was on the insurance claim. The driver of the truck considered the collision to be only a minor bump and was concerned that the car driver and passenger where making such a claim.
The black box was used in court and able to prove that the velocity with which the truck hit the car was not sufficient to have caused the injuries being claimed. The result of the court case subsequently saved the insurance company a lot of money.
Whether this story is true or not the concept made good sense to us. If the operators of fleet insurance policies can do anything to combat the crime of insurance fraud then it must be all to the good of everyone. You might think that this is not important as most companies have plenty of money but if they can save money by not having to pay out on fraudulent insurance claims then the cost of policies is reduced for us all.
We found these conversations at the exhibition very interesting and made the visit worth our while. We also found a few other stands that proved to be interesting but we will write about those in further articles. It was interesting for us to see that new ideas are being introduced to help us to keep the costs down on both fleet insurance and commercial vehicle insurance and claims to a minimum.
Coversure are one of the UK's leading Fleet Insurance providers and offer high competitive Fleet Insurance policies.
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Some Interesting Facts About Medicare Supplement Insurance

This is usually around that time of the year when most folk around the age of 65 start looking into a Medicare Supplement Insurance plan. This plan is real lucrative to some, since it is used to cover the gaps that Medicare lacks, or doesn't cover entirely. How in need are you right now? If you are in dire need to pay for your medical expenses, doctor visits, and prescription medicines, then you might just have to get one of these awesome plans. Listen here, we all don't want to be in a financial position to have to rely on insurance to cover our costs of living, but a Medicare Supplement Insurance plan is a real good way to cover those costs you can't really afford to pay.
Obama is in the white house wanting to get rid of this fabulous insurance, he is insane. It won't happen, so stop worrying about the "what if" you do decide to get a plan and Medicare is abolished. Medicare is not going anywhere anytime soon, so you can get that out of your head. Let me ask you a question here; what if I told you I could find the cheapest rate for a Medicare Supplement Plan, with the best company out there? Would you want to apply for one? I'm sure if you were qualified then the answer to that question would be an automatic YES! That's no doubt. Medicare is here to stay, so you might as well jump on ship and get a Medicare Supplement Insurance plan right now.
The interesting thing about the Medicare Supplement Insurance market is that there are hundreds of brokers out there who help people like you figure out what plan best suits their needs. It doesn't matter if you are on Medicare or were denied coverage with a company before, you can still apply for a Medicare Supplement with a new insurance agency or brokerage.
Lots of seniors think that they would have to pay for a service that a brokerage offers, but that is not the case. The service a medicare supplement brokerage offers is free to you. They get paid by the insurance company when you sign up for a plan, and there are no upfront costs associated with any of this. So when you are ready to start an application online for your Medicare supplement, don't hesitate to look around for a broker or agent that is licensed in this department, and knows the ins and outs of Medicare. It will end up saving you tons in the future, and you would be glad you did.
Richard Cantu is President of GoMedigap, one of the nation's largest Medicare Supplement Insurance agencies. The mission of GoMedigap agents is to help Medicare recipients understand how Medicare supplements work and help them shop the market for the best combination of coverage and lower premiums. Visit http://www.gomedigap.com/ for additional information and resources including rates from such companies as Blue Cross Blue Shield, Mutual of Omaha, and many others.
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